- So you’re thinking of buying a home….Congratulations!
It’s about time you stopped paying rent and started building equity in your own home.
If you are going to buy your first home, you need to make sure you have a Realtor representing you that will make
sure you are informed and protected in each step of the home buying process.
The following are specific services you should expect from any Realtor that represents and helps you buy a home.
lPromptly respond to your email or
phone call
lSend you a relocation package with
lots of information about our area
lHave an in depth phone call with
you (If you desire) to provide any information you want.
lAsk you lots of questions….listens
carefully….then ask more questions to insure the
- lRealtor
knows the home, neighborhood and community that best fits you, your family and your lifestyle
lProvide you with detailed information
on homes for sale in the area
lThoroughly explain the home buying
process
lHelp you get pre approved for a home
mortgage before you look at houses
lKeep you informed on the status of
your loan approval
lTell you how it’s possible to buy
a home with little or no down payment
lShow you how it’s possible to finance
your home with a below market interest rate
lShow you how it’s possible to buy
a home with credit challenges or past financial problems
lShow you how it’s possible to finance
your home if you are self employed and don’t want your income or employment verified
lExplain different types of financing
that are available
lShow you how you can save $50,000
to $100,000 or more on your home mortgage interest
lInsure you receive a good faith estimate
of the total financing costs of your mortgage
lShow you how to have the seller pay
for all or part of your closing costs q Give you an accurate estimate of the total cash required to purchase a
home
lShow you all the different communities
and neighborhoods where homes in your price range are located
lShow you homes in any neighborhood
of your choice
lShow you any home available for sale
regardless of which real estate company has it listed or advertised
lIf relocating from out of town, pick
you up at the airport and or recommend hotels and restaurants
lShow you homes that are not “officially”
on the market yet
lProvide you with the facts on past
appreciation rates for homes or neighborhoods
lShow you all the neighborhood amenities
and services including schools, places of worship, recreational facilities and others
lSet appointments for you to view
individual homes
lWalk through the homes for sale with
you and give you an opinion (If you want an opinion)
lSuggest a thorough home inspection
from a reputable home inspection firm and order it for you
lInsure the property doesn’t have
any termite damage or active infestation that is not disclosed
lRequest and order any specialized
inspections if required or needed, such as; structural or mechanical
lRecommend you ask for a home warranty
on the property that is paid for by the seller
lRecommend a quality builder if you
are looking for new construction
lWhen you find a home you desire to
purchase advise you on what price to offer
lThoroughly explain all the purchase
documents you will need to sign q Provide you with an estimate of all of your total cash requirements at closing
q Write up the offer to purchase agreement q Advise you on how much good faith deposit to offer with the purchase
agreement
lProvide you with any information
available as to the sellers motivation, what price they might accept or other concessions the seller may provide
lRepresent and negotiate the purchase
agreement to have you get the best deal possible
lFollow up with the sellers agent
to insure the sellers are complying with the contract contingencies or requirements
lRecommend a firm to handle the closing
that is thorough and price competitive
lAccompany you on a walk through inspection
of the home prior to closing to insure the home is as represented when the contract was written
lBe at the closing with you to insure
everything goes smoothly and as represented
lRecommend where to obtain your homeowners
insurance
lKeep you informed of what’s happening
along the way between contract acceptance and closing q Help you determine when and if you should refinance to
lower your interest rate or monthly payment
lProvide an annual update as to your
homes value
lProvide counseling that can help
you send your kids through college or provide you with an excellent retirement program through investing in rental
property
I would like to provide you with the above services and represent you in buying a home. There is no cost to you
in having me represent you. Sellers always pay the Realtor…Not the buyer.
Stop paying rent and start building equity in your own home.
Please contact me by phone or email.
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